As promised, today we have our first Giveaway to celebrate the Good Old Days Farm’s First birthday!
The Total Money Makeover by Dave Ramsey!
Two or three years before we ever thought about opening The Good Old Days Farm, Papa-the-then-software-engineer came home one night with The Total Money Makeover by Dave Ramsey. “It’s a money book,” he said, “But I think you’ll like it.”
Ugh. A Money book. My eyes glazed over and my stomach tightened into knots at the mere thought. My first English Lit professor had welcomed us to university by spreading her arms open wide and announcing, “Welcome to the world of people who have escaped numbers!” and I had taken her literally. Anyway, we were doing ok financially, I thought. Or at least, that’s what I would have thought if I’d ever taken the time to think about money. We didn’t have credit card debt, we were paying extra against our house each month and we had savings. I figured beyond that, there was really no need to bore myself with this mundane-money-stuff.
Later that evening I dutifully sat down to browse a few pages. Wow!!! This guy writes about money management in a way that I can relate to! None of the ho-hum academic mumble-jumble that I was expecting to find in a book about personal finance! Reading this book feels very much like having a neighbor over for a chat. His tone is frank and friendly and he manages to explain financial concepts in way that is simple without being condescending. He unpacks myths about debt and money. Ever wonder whether you should buy the extended warranty on something? Ever been asked to loan money to a friend? When it’s time to buy a car do you understand the math behind whether you should buy used, buy new or lease? Ever wish you had somebody to guide you through the world of investing? Saving for college? Teach you how to write a budget? Sorting out what insurance you need and what you don’t need? This book explains all this and more! Have you ever thought about paying off your house? The Total Money Makeover walks you through every step of your financial life from paying off mounds of debt to complete financial freedom!
Just between you and I, I had so much fun reading this book! It really encouraged me to sit up and pay attention to our family finances instead of dumping it all on my husband’s lap. For a brief instant about halfway through the book, I was so inspired by what I was reading that I was actually disappointed that we didn’t have debt because I was going to miss out on the fun of paying it off! (Sorry, Dave! I’m pretty sure that was not the desired effect!)
Why did I select this book as part of our celebratory Giveaway?
I get a lot of comments that it must be very exciting to be able to quit a traditional job in order to follow your dream. I also get emails from people who want to move out of the city and start a small self-sustaining farm. The fact of the matter is that when you quit a career with a regular income, LIFE hits you hard and you need to be ready for it! The electricity company still expects to be paid. The car still needs gas to work. (So does the tractor, by the way!) The children are not going to accept the explanation that “we aren’t eating this week because Papa is pursuing his dream.” In fairy tales, we jump on the back of a white horse and ride off into the sunset chasing our dream! But in real life, the only way to make a dream work is to have the money to finance it.
Reading The Total Money Makeover and putting the plan laid out there into practice was key to making the dream of starting a farm work for our family and that is why I am so excited to share this wonderful resource with you!
Now, How can you get a copy?
Here’s how to enter:
Leave a comment below with one Money-Saving tip!
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This giveaway will be open until midnight CST on Monday August 22. On Tuesday morning I will select a winner via random.org The winner has 48 hours to return my email or another winner will be selected. Sorry, US and Canadian entries only.
Disclaimer: A big “Thank You” to Dave Ramsey and his personal assistant Patti for donating a copy of this book for Giveaway! This review is based on my personal experience reading my own copy of this book (which I paid for).